Identity Theft, You Don’t Think It Can Happen To You?

Identity theft can, and likely will, happen to you.  Just ask Brian Perrault of Toronto, Ontario, Canada (Click here to learn more)!

 

Bag of moneyMy Bank Will Cover Me!

When it comes to someone hacking into your account or fraudulently using your credit card, that would likely be true.  As far as the financial cost goes.  Someone managed to get into my PayPal account via email hacking.  They then took over $700 from my chequing account.  I went to the bank, spent about an hour changing the account number and they put the money back into my account.  But, that’s all they did.  There was no action on their part to see if it had gone past just my money.

The banks and credit card companies won’t fix the tax implications if someone uses my Social Insurance Number (S.I.N.) or, in the US, Social Security Number.  Imagine getting an income tax bill for thousands of dollars of unpaid taxes and, you know what “the Taxman” is like, he’ll get his pound of flesh first and then it’s up to you to prove it wasn’t you.  Good luck with that!

 

Identity Theft can happen to you

Brian Perrault lost his job and the ability to provide for his daughter young daughter because someone had assumed his identity.  Traffic violations and warrants for criminal activities.  He missed his grandmother’s funeral because he was pulled over because there were warrants for his arrest in two provinces in Canada.  I can only guess that he didn’t believe identity theft could happen to him.

Brian’s identity had been compromised by a man who lived just over an hour away.  It took 20 months after Brian Perrault’s arrest before they figured out that a man from Midland had compromised Brian’s identity.  Imagine the stress level he must have gone through and likely still does today.

 

What can you do?

There are two sides to that question.  What do you do to prevent becoming a victim and, what do you do when you become a victim?

 

PREVENTION

CLICK HERE to protect your family today!

This is by no means all you can do but here are some tips to start with:

  • Use a cross cut shredder for anything you are putting in the garbage that may have personal identifiers like address, phone, S.I.N., etc.
  • NEVER give your social insurance (social security) number unless absolutely necessary.  Ask why the need it.
  • Don’t send your credit card information in an email or store it in your online email contacts.
  • Change passwords regularly.
  • Check your credit report at least quarterly.

Accepting the need to do these things is like when I was selling life insurance.  We don’t like to accept the fact that we will eventually die.  You are responsible enough to take action and protect your family in case of death.  What will you do about the risk of identity theft?

CLICK HERE to protect your family today!

 

RECOVERY

Identity theft is no longer if, but when.  Think about the people you know.  Do you know anyone who has ever had to replace their credit card because of unauthorized charges?  Do you know anyone who has ever had loans show up on their credit report that they didn’t know existed?  I have a friend who had a mortgage on a house in another town that they didn’t know about until they applied for a line of credit.  It took two years for Kroll to fix that one.  At least Kroll did the work and my friends were able to recover.

Recovery from Identity Theft can be a long and arduous process.  You may have to:

  • Replace credit cards
  • Change bank accounts
  • Replace your driver’s license
  • Replace your passport

and the list goes on.  Are you prepared to spend hundreds of hours and lose days off work to do this?  Some of this can’t be handed off but a lot of the work can be done by your LegalSheild Identity Theft Plan provider, Kroll.

 

CLICK HERE to protect your family starting today.

Take the time to protect you and your family.  Learn how to minimize your risk and make sure you have a plan for recovery.

 

Make it a great day,

Barry

P.S.  What am I thankful for today?  I’m thankful for LegalShield!  I’m thankful for the people who introduced me to LegalShield.  I’m thankful for the peace of mind that comes with being proactive..

What are you thankful for today?