When it comes to keeping your files safe, you need to put good practices in place.
First, a good Anti-Virus program. My preference is AVG. I find Norton too resource hungry. Not too sure about McAfee. Some I know like Kaspersky. But, Anti-Virus isn’t enough.
I would also advise getting a copy of Malware Bytes. Most people don’t realize that malware and Viruses are very different and require the appropriate tool. Many Anti-Virus packages include malware scanners but my experience is Malware Bytes does a much better job. If you choose to use the free version, make it a habit to run the scan regularly. Purchasing a full copy will allow you to have it always active and have regularly scheduled scans.
There are a few habits you need to develop:
- Be careful about sites you visit.
- Understand what makes email suspicious.
- Use common sense when sending sensitive information.
- Don’t make yourself a target for Identity Theft.
When you are browsing the internet, use an up to date browser. My preference is Google Chrome or Fire Fox. As much as I love the convenience and speed of Google Chrome, in my opinion Fire Fox is more secure. I don’t have a security background so understand that is only an opinion. Make sure when you are browsing that before you click a link, hover over the link and look down at the bottom bar of the browser to see where it actually goes. If in doubt, DON”T!
Many of us have the bad habit of opening and email as soon as we see a name we recognize in the from field. All that means is that it’s made to look like it’s from their account. It may not!
Clues to look for:
- Is there a name in the to field?
- Has the email been copied to multiple people and do you have any idea who they are?
- Are there files attached and were you expecting them?
No name in the to field may indicate it has been blind copied, often done by spammers and Identity Thieves. Spam is bad enough but many of these files are an attempt to get at your personal information. If you weren’t expecting files, email the person directly or better still, pick up the phone. You may actually be protecting them as well as yourself. It’s no longer if but when. (For your peace of mind, yes, there are links in this article. They go to other blogs related to Identity Theft.)
texting and messaging
A little common sense here. NEVER send banking or other sensitive information through the Internet, Email, Text or Messaging services. It’s really that simple. Your banker, accountant, lawyer and financial advisors should never be asking for information that way. By all means, respond with a phone call and give the required information or make an appointment to fill out the appropriate forms in person. Anyone asking through social media and internet channels is either careless or they are just after your information for other purposes.
Make it a great day!
P.S. What am I thankful for today? I’m thankful for my ID Theft Plan. I’m thankful for Social Media. I’m thankful you read this far!
What are you thankful for today?
To learn more about a #LegalSavingsPlan and/or #IdentityTheft plans, visit deniseclermont.com