Risk Management: don’t get caught without a backup plan.

Risk management is knowing where you are exposed and having a plan in place for possible disaster. What is your plan?

Legal Risk

Have you ever:

  • Image representing Canadian justice.signed a contract?
  • been involved in family court?
  • received a ticket for a traffic violation?
  • had your driver’s license, medical card or social insurance number compromised?

These are only a few of the risks you are likely to face in a lifetime.

What is worse? Someone using your credit card for purchases; or someone using your medical plan and then you receive life threatening drugs because their history has become yours? When it happens, you need to have a plan in place to mitigate your potential cost. (>>>Click here to learn more.)


Data Risk

Man-CryingDid you know Homeland Security Newswire reported that only 6% of companies survive more than 2 years after a data loss? 43% were out of business immediately. What have you done to protect yourself?

Most business have some kind of backup in place whether tape drives, external drives or thumb drives. Some may even backup to “the cloud” but at what cost?


What happens when:

  • the house or office burns down with all your precious pictures?
  • your computer fails and that’s the only copy of your pictures and documents?
  • someone steals all of your computer equipment?

Setting aside the risks to your data listed above, the average hard drive these days only lasts a couple of years. Make sure you have a good backup plan in place.

Life and Health Risk

This is one area that most people seem most reluctant to address. Buying life insurance means we have to face the fact that we will die. Most of us have someone in our lives that have battled diseases like cancer, heart disease, etc. The rates for disease seems to be increasing with every year. Do you know if you will be one of the lucky ones?

We all like to believe our business has great value. The reality is that many of us are the business. When we die the value is gone. If one of the heirs happens to want to keep and operate the business, will there be funds to create a bridge to new ownership? Are your will and powers of attorney up to date?

Mortgage risk, now there’s a big one. We tend to believe we’re covered when the banks and lenders sell us “Mortgage Insurance”. A friend of mine lost his wife and when he called the bank, he was told that there was no insurance because his wife had a pre-existing medical condition. In a case like that, the bank refunds the premiums paid if you’re lucky, and that’s it. Make sure you understand what you are buying.

Involve your financial advisor/life insurance agent in your life and health risk management review.

What is your risk management plan?


Make it a great day,


P.S. What am I thankful for today? I’m thankful for what I learned as a financial consultant. I’m thankful for alternatives to banks. I’m thankful for all of the great people I met in the financial services industry.

What are you thankful for today?



Backup: What’s Your Risk Management and Disaster Recovery Plan?

Backup! Backup! Backup!

When I was selling computer networks, that was our mantra. Without a good risk management and disaster recovery plan, you may as well fold up your business now.

Backup Because Disaster Happens

  • Hardware Failure
  • Theft
  • Fire and Flood

Every single person I know has lost at least:

  • their family photo albums
  • precious financial documents
  • precious memories and videos..

And did you also know (this is staggering), any company that loses their data for more than 10 days, 96% of them will file for banckruptcy within 6 months!!

Bad things happen to good people. Hard drives fail. Theft happens. When fire happens, your computer might survive the flames but will it survive the water? Be prepared. Make sure you have a good backup solution in place. Keep your data safe and secure where you can get to it when disaster happens.

Backup Options

  • Tape Drive
  • External Hard Drive
  • USB Key
  • Cloud

Tape DriveWhen I was in the computer solutions industry, the backup solution of choice was tape drives. I recommended an 11 tape rotation. One each for Monday thru Thursday (daily), 5 for five potential Fridays in a month (weekly) and 2 for alternate monthly backup. Expensive but in those days, the most comprehensive. We recommended the tapes be stored off site just in case of fire or theft.

Since then, the cost of storage has dropped dramatically. You can use an external drive bay for not much more than one tape used to cost. I would suggest setting up at least two drives to alternate on a daily basis so that you can take one home each day, if you can remember.

USB keyUSB keys are an option but are rather limited in how much you can backup and then you also have to remember to do it. Because of the size, they are easy to lose or have stolen.

And then, there is the cloud. There are multiple companies providing online backup. Let me tell you about a great solution!

GotBackup Cloud Backup

There are many great cloud backup solutions but let me tell you about Gotbackup.

Backup to the cloudIn 2011 only 7% of people used online backup, today 24% are and by 2016, 36% of consumers are expected to be using cloud storage and backup. 14% of home computer users will lose data in the next year due to no fault of their own. This is the very first true consumer product that every person needs who owns a mobile device like an iphone, ipad or android and/ or a home computer or laptop.



Backed up filesWith GotBackup you can:

  • Backup all your photos, music, emails, videos, documents & more!
  • Log in to view all of your files online from any web browser. Browse them just like you would on your PC.
  • Automatically backup your computer silently in the background to the cloud without you having to do anything.
  • Access your cloud on the GotBackup mobile site. We have apps for iPhone, iPad, Android, Chrome OS and Windows 8.

GotBackup does not limit your transfer speeds or bandwidth. Their data centers have super fast connectivity. Your online files are encrypted with military grade encryption to keep them safe in our online cloud.

Are you interested in being paid to have a great backup solution?

>>CLICK HERE to learn more.

Keep your data safe and make it a great day,


P.S. What am I thankful for? I’m thankful for my time in the computer services industry. I’m thankful for business opportunities. I’m thankful you took the time to read this far!

What are you thankful for today?


Do you Got Backup for your precious moments?

Got Backup is a great way to protect your precious moments from people who will try to steal them from you.

Precious Memories

My big hair days!

My big hair days!

There was a time when we kept film, video and photographs in our homes to capture special memories that might be passed to the next generation. You would be hard pressed to find those media today. I heard someone on the radio talking on the radio about going to The Dollar Store for cassette tapes because he couldn’t find them anywhere else. Most of us keep that kind of data on our computers. If not, you really should consider capturing those before there is something like fire or flood damage. The challenge is what happens if some stole that?

Backup, Backup, Backup!

Got Backup has your back!

The average external hard drive will cost you between $100 and $200. In my experience, they last about two years and you hope to God your computer doesn’t doesn’t disappear at the same time! Imagine hundreds of hours of video and photos gone because some kid wanted a few bucks to go out with friends. You can never get that data back. With Got Backup, you can connect to any computer, any time, anywhere; connect to the Internet and retrieve all of your files. Once you download and install the app, backup happens automatically any time your computer is connected to the Internet.

Got Backup

For less than the average external backup drive, you can have peace of mind. Being able to grab a file when you are at work and forgot on your home machine is just a bonus.

Do you Got Backup?

Make it a great day!


P.S. What am I thankful today? I’m thankful for so many precious memories. I’m thankful for family. I’m thankful for opportunity.

What are you thankful for today?

Disaster Recovery: Do You GotBackup?

Disasters happen. Gotbackup can minimize the pain.

Losing Pictures

My son who is now gone. I couldn't replace this picture.

My son who is now gone.

This has probably never happened to you but I have lost years worth of precious pictures when a hard drive died.

I know, backup, backup!

Now I worry about what happens if it dies and I have forgotten to plug in my external hard drive or worse yet, the house burns down with all my computers inside. That means not only are the electronic pictures gone but the originals are lost forever. I have pictures that are almost 100 years old!

I guess I could scour family Facebook posts but the resolution would be so bad I would be lucky to get a good 3×5. That would take a lot of pictures to fill a wall.

But I #GotBackup! With Got Backup, I can reach my files from anywhere. 500GB worth of data from anywhere in the world.

Make It An Automatic Backup

Any good backup solution should be automated. In the old days, I would sell hardware solutions that required remembering to have the right tape in the machine. Yep, the machine knew if it was the wrong tape and that backup wouldn’t run. Wouldn’t it be nice to not have to think about your backup? Mine is automatic now. Thinking hurts too much!
Picture of man running with a burning computer.

Access Files From Anywhere

Backup your files to an off site secure storage facility and you can recover from anywhere. Many of us have specialists do the recovery work, especially when it involves our business files. Imagine your technician being able to log into your account and recover years of accounting data that you thought was lost. CRA or IRS(Canada Revenue Agency or Internal Revenue Service) will be much happier and just having the data when they call may prevent an audit because you were able to answer their questions.

3D-Women-Question-02Imagine being at the office and realizing you needed a file that is in your documents folder on the computer at home. Not that it ever happens to me!

No problem, just log into your GotBackup site and download it! If you want to, get the package that allows you to share files with friends and co-workers. It’s just as secure as the bank. I would still password the more sensitive stuff on an individual basis.

Take a look at Got Backup. You might even make money preventing disaster!

Make it a great day,


P.S. What am I thankful for today? I’m thankful I learned to keep a good backup before it was too late. I’m thankful for GVO. I’m thankful for opportunity.

What are you thankful for today?

Got Backup

Backup solutions can be expensive. Not having one can be even more expensive! Got Backup is the big business solution for the SMB market.

Backup Options

You can use various solutions like:

  • data cartridges that require remembering to insert them at the right time and rotate them properly. Expensive and a lot of work.
  • external hard drives that you have to remember to plug in and then what happens if someone breaks in and steals your computer equipment? What if there’s a fire?
  • secure online backup that you can reach any time from any where. Got Backup?

Picture of man running with burning computer

What is Got Backup?

Got Backup is an online solution that is automated any time you connect to the Internet. Mac or PC! Depending on the package you choose, you can back up your:

  • Desktop
  • Laptop
  • Smartphone
  • Tablet

Up to five devices. You can reach the files from any computer or device with an Internet connection any time of day. Your files are encrypted at the same level as your bank.

Click the picture above and register to be notified when Got Backup launches. Once you register, you will be taken to a page that provides more information about the different options.

Make it a great day,


P.S.  What am I thankful for today? I’m thankful for GVO. I’m thankful my files are always backed up. I’m thankful I will never lose my pictures!

What are you thankful for today?